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Special Financing

Trek Financing

Get the right gear without the stress.

Trek Financing powered by Citizens Pay lets you buy the cycling gear you need, when you need it. Get bike financing that works for you, and spread the cost of your purchase over time with convenient, stress-free payment options starting at 0% APR for the first 6-12 months, then 29.99% APR for the remaining term based on creditworthiness.* It’s a simple, safe way to score the gear you love today.

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Financing with Klarna

Girl excited next to bike

How Does It Work?

Klarna gives you access to simple payment and financing options, allowing you to find the bike you want, get out and ride today, and split the cost over time. Klarna offers no interest plans on their simple payment plans and a credit option through partnership with WebBank for applicable bike purchases. These financing options are great for any of our bike brands, including Trek bikes.

Options include Pay in 4, Pay in 30 Days, and Monthly Financing.

Couple riding electric bikes

Use Klarna in 3 Steps:

Get link and apply

You receive the link via text message to enter the Klarna checkout, complete the application, and review available payment options.


You review and confirm your payment plan with Klarna. Note payment schedule before confirmation to avoid late fees.


You complete your purchase and get to enjoying your new bike.

Ready to Roll?